We are here to help you understand Credit Scores
So you want to buy a house! Really! Let’s take a look.
Here are some questions to ask yourself.
* Have I seen my credit report lately?
* Do I know my credit score?
* Are my bills in order?
* Do I owe out too much?
* Are previous financial decisions hurting me?
* Am I using credit responsibly?
* Would I be approved?
There are all these questions and more....
There’s a lot to take into consideration once you plan on purchasing a home. Understanding what is on a credit report and the correct way to build your score is a complex issue.
In preparation for buying a home, a vehicle, or any major purchase, the Lender will always check into your credit background. How is your credit? Do you know what your credit score is? Do you know how the credit scoring system works? Credit can always be a problem for us at one time or another and you need to correct the problem before it gets out of control.
We are here to help you through the maze of understanding your credit report, so that you may work towards improving your Credit Score. Sometimes items appear on your report that do not belong to you, or may sometimes be incorrect, however being guided in the right direction can improve your credit substantially! With a better score you may be approved for a lower interest rate to buy a Car, Motorcycle, Home, Refinance, Etc.
Let us advise you on what it takes to improve your picture.
Frank A. Stoto, Owner/Broker 860-283-5900